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Certain benefits are available to Veterans after they separate from the military. However, many of these benefits are only available for a specified time after separation, or they expire. The following information is designed to assist Veterans in accessing their benefits before they expire.

Benefits Listing


Veterans may receive one-time dental treatment who were not provided dental examination or treatment within 90 days of discharge or separation from service. This time limit does not apply to veterans with dental disabilities resulting from combat wounds or service injuries.

  • Benefit Expires: 90 days after separation.
  • Where to Apply: Any VA Medical Facility, or call 1-877-222-8387

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Apply to your former employer for reemployment. Contact Directors of Veterans’ Employment & Training (VETS) in your state for more info.

  • Benefit Expires: Up to 90 days after separation.

  • Where to Apply: Your previous employer.

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Weekly unemployment compensation may be paid to discharged service members for a limited period. State laws govern amounts and duration. Apply immediately after separation.

  • Benefit Expires: Limited time, generally no more than 180 days after separation.

  • Where to Apply: The State Employment Service (in Ct., the American Job Center offices). Bring a copy of your DD-214 Discharge Papers.

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Federal retraining funds under the WIA Title 1 program may be available for apprenticeship training, on-the-job training, and special job training programs funded by the government.

  • Benefit Expires: Time Varies, depending on the program.
  • Where to Apply: The State Employment Service (in Connecticut, the American Job Center office).

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Service member’s Group Life Insurance (SGLI) may be converted to a 5-year term policy, renewable for life, known as VGLI. VGLI may be converted to an individual commercial policy at standard premium rates, with any participating insurance company.

      ·  Benefit Expires: 120 days after separation, or up to 1 year if totally disabled.

       ·  Where to Apply: Any VA Office, or call 1-800-669-8477.

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A veteran who has a service-connected disability but is otherwise in good health may apply to the VA for up to $10,000 in life insurance coverage at standard rates. Veterans who are totally disabled may apply for a waiver of premiums.

  • Benefit Expires: Within 2 years from the date of being notified of service-connected status.

       ·   Where to Apply: Any VA Office or call 1-800-669-8477.

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An addition to the Service Disabled Veterans Insurance, an additional $20,000 policy is available for those who are under age 65, eligible for waiver of premiums and have Service Disabled Veterans Insurance. However, no waiver can be granted on the additional insurance.

  • Benefit Expires: 1 year (from date of notice of eligibility for premium waiver).
  • Where to Apply: Any VA Office (1-800-669-8477).
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    EDUCATION (Montgomery GI Bill)
    Provides education benefits to:

  • Persons who first entered active duty after June 30, 1985 and who serve 36 months or otherwise meet minimum service requirements and who did not decline the MGIB at initial entry.
  • Persons eligible for VEAP and certain persons in the National Guard who elected the MGIB during the open season which began 10/9/96.
  • Persons who had remaining entitlement under the Vietnam Era GI Bill (Chapter 34) as of 12/31/89, were on active duty sometime between 10/19/84 and 6/30/85, and then served 3 continuous years or otherwise met minimum service requirements.
  • Persons who declined the MGIB at initial entry or were not eligible at initial entry and who are discharged involuntarily for a qualifying separation reason or who are discharged voluntarily under the SSB or VSI programs
  • Note: Other requirements apply to all of the above categories including receipt of an honorable discharge and a high school diploma.

    Benefit Expires: 10 years from date of discharge or release from active duty; limited extensions available.

    Where to Apply: Any VA Office, or call 1-888-442-4551 or visit

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    EDUCATION (Veterans Education Assistance Program – VEAP)
    Provides education assistance to those persons who initially entered service between 1/1/77 and 6/30/85 and who made contributions to a VEAP account. Discharge must have been under conditions other than dishonorable.

    Benefit Expires: 10 years from date of discharge or release from active duty; limited extensions available.

    Where to Apply: Any VA Office or call 1-888-442-4551 or visit

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    EDUCATION - Montgomery GI Bill – Selected Reserve (MGIB-SR)
    Provides education benefits to members of the reserve elements of the Army, Navy, Air Force, Marine Corps and the Coast Guard, and to members of the Army National Guard and the Air National Guard who make at least a 6-year commitment in the Selected Reserve and who receive a high school diploma before completing the initial active duty for training.

    Benefit Expires: 10 years from the date of eligibility provided the individual remains in Selected Reserve. Limited extensions available.

    Where to Apply: Any VA Office or call 1-877-442-4551 or visit

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    Veterans must have a VA established service-connected disability of at least 10% with a serious employ handicap, or 20% with an employment handicap and be discharged or released from service under other than dishonorable conditions. This is an employment oriented program for veterans with service-connected disabilities that offers services and assistance to help them prepare for, find and keep suitable employment. As a program participant, VA will pay your tuition, fees, books, tools, and other program expenses as well as provide you a monthly living allowance. Once you have taken part in a vocational rehabilitation program, VA will assist you in finding employment.

    Benefit Expires: Generally, 12 years from date of separation from service or within 12 years of compensable service-connected VA disability award.

    Where to Apply: Any VA Office or call 1-800-827-1000 or file at

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    The VA pays compensation for disabilities incurred in or aggravated during military service. The veteran’s service must have been terminated through separation or discharge under conditions that were other than dishonorable. This benefit is not subject to federal or state income tax. Special Separation Benefits (SSB) and Voluntary Separation Incentives (VSI) affects the amount of VA compensation paid. Entitlement is established from date of separation if claim is filed within one year from separation.

    Benefit Expires: No Time Limit

    Where to Apply: Any VA Office or call 1-800-827-1000 or file at

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    The VA provides a wide range of health care services to veterans. Veterans must be enrolled with VA to receive care with the following exclusions: (1) Service-connected disability of 50% or more; (2) Care for a disability, which the military determined was incurred or aggravated in the line of duty, but which the VA has not yet rated, during the 12-month period following discharge; or (3) Care for a service-connected disability. Under the new 7-tier priority system, ALL Veterans may receive medical services and treatment at little or no cost, depending on circumstances and eligibility criteria.

    Benefit Expires: No Time Limit.

    Where to Apply: Any VA Medical Facility or call 1-877-222-8387.

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    The VA will guarantee loans for eligible service members, veterans, reservists, and certain unmarried surviving spouses to purchase homes, condominiums, manufactured homes, and for refinancing loans. The loans are actually made by private lenders but the VA guaranty generally means the lender will not require any down payment.

    Benefit Expires: No Time Limit.

    Where to Apply: Any VA Office or call 1-800-827-1000 or visit

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    Assistance is available in finding employment in private industry, in Federal Service and local government.

    Benefit Expires: No Time Limit.

    Where to Apply: Local or State Employment Service Veterans Representatives, Office of Personnel Management, or any VA Office.

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    Veterans with qualifying war time service who are permanently or totally disabled due to non service-connected disabilities may be eligible for a monthly pension benefit depending on income. Surviving spouses and children may also qualify.

    Benefit Expires: No Time Limit.

    Where to Apply: Any VA Office or call 1-800-827-1000.

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    The VA provides certain burial benefits to assist with the burial expenses of Veterans and certain dependents and survivors.

    Benefit Expires: Time Varies.

    Where to Apply: VA National Cemetery having grave space, or any VA Office.

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    Veterans who served on active duty during the Vietnam era or in combat may be provided counseling to assist the Veteran in adjusting to civilian life.

    Benefit Expires: No Time Limit.

    Where to Apply: Any Vet Center, VA Hospital, or VA Office.

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    Prospective beneficiary claimants have the right to appeal determinations by a VA regional office or medical center. Appellate review will be initiated by a Notice of Disagreement and completed by a substantive appeal after a statement of the case has been furnished.

    • Benefit Expires: 1 year from the date of the notification of the initial determination.
    • Where to Apply: The VA facility responsible for making the determination.

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